Tag Archives: Salary

FRIDAY BOOK REVIEW WITH CHUKS | CASHFLOW QUADRANT BY ROBERT KIYOSAKI.

I’ve always loved Robert Kiyosaki. Why? He’s the first man whose books taught me about career, business and money like a sandwich.

He’s got the experience. He knows what he’s saying and I wish most teachers will be like him.

How can a teacher teaching accounting or any business subject have no personal business? That’s what we have in our schools today.

However, let’s focus on those who are nicheployees… Those who love their jobs or careers but want to learn how to build a personal brand in that career. This book will do you lots of good.

So, let’s ride in our usual style: 12 points, 12 quotes and 12 questions. Remember to share it!

12 POINTS:

1. School, good grades and a good job is not a guarantee for financial freedom.

2. Your knowledge of how money work controls how much you earn not necessarily the salary you earn.

3. There are four ways we can earn money – as an employee or a self employed or a business owner or an investor. Learn how to earn from the four quadrants.

4. Money is not a paper thing. Money is a mind thing. If your mind is not trained to see money, it will not see it.

5. Nobody owes you financial freedom, including your boss. It is something you must go for intentionally.

6. God has made each person with a unique package to be rich but we don’t. (This is one reasons I like this book. It acknowledges that the riches we’re seeking is already in us as seeds – abilities, talents, vision…)

7. Trying to stay safe is the risk of the 21st century. There’s no safety in being redundant.

8. Your ability to have mentors will enhance how fast your success comes.

9. Try things you’ve not done before. In school, making mistakes is highly prohibited. In life, trying and failing faster is one of the secrets to success.

10. Passion builds business not fear. So, if you have a business you want to go for, get into it and do the right work. One day, it’ll pay off.

11. Building a business is different from selling a product. Don’t just have a product, build a system around it.

12. You don’t need a regular job to have good life. Note: He’s not telling you to leave your job or stay. All he’s saying is there is life outside having a job and you can survive it if you want to and are ready to learn how.

(Think about these points and see how you can apply them to yourself.)

NEXT ARE QUOTES:

It is not being homeless that matters,” my rich dad said. “It’s about who you are. Keep striving and you become somebody. Quit and you also become somebody … but not the same person.

Professionals have coaches. Amateurs do not.

If you are a true investor, it does not matter if the markets are going up or coming down. A true investor does well in any market condition.

If money is not first in your head, it won’t stick to your hands.

The reason so many people fail to achieve success is because they fail to fail enough times.

Savers are losers.

To me, one of the primary reasons E’s and S’s have difficulty moving to the B and I side is because they are too afraid of making mistakes. (You won’t understand this if you don’t read this.)

My rich dad used to say to his son and me that the only difference between a rich person and a poor person is what they do in their spare time.

In the Information Age, the people who work the hardest physically will be paid the least. It is already true today and has been true throughout history.

… that you have everything you need right now to be successful financially. All it takes to bring out your natural, God-given gifts is your desire, determination, and a deep faith that you have a genius and a gift that is unique.

… mentor is someone who has already done what you want to do and is successful at doing it. Don’t find an advisor. An advisor is someone who tells you how to do it but may not have personally done it.

Thinking is the hardest work there is. That is why so few people engage in it.

Hmmm… As I write these, the quote number 12 resonates so much for me.

The last but I consider it the most important are the 12 QUESTIONS:

• Which of the quadrants do I earn most of my money from now? (Again you won’t understand this if you’ve not read that previous link.)

• Which of these quadrants do I want to belong to and why?

• What two books can I begin to read from December 2019 to get the knowledge I need to enter that quadrant?

• Whose videos can I download on YouTube today to begin to listen to enhance my learning?

• Is this nicheployee blog really helping me get better?

• What businesses have I been thinking of doing since?

• Do I have the business name yet?

• How can I learn to build systems around the products I sell already?

• Who can I meet physically to begin to mentor me on this business thing from 2020 even if it means paying him or her?

• What if I finish the book I started, publish it and sell? Will it add extra income to me?

• What talent do I have that I’m ignoring and not giving attention to?

• Which of Robert Kiyosaki’s books or materials can I begin to consume to understand this better?

At this point, I choose to say nothing more. I think I need this post more.

Enjoy your day!

Wait… Don’t eat alone. Click your share button now! 😊😀

I Hate my Job. I Love the Pay. What Should I do?

I hate my job what do I do?
Tired Worker

First, I want you to know that this answer is inside of you. You just need someone to trigger it with questions. Nothing less or more! And sure, that’s what I’ll help you do. Ready?!

1. Why did you take the job?

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A post titled Why are we so bad at choosing the right job by Tomas Chamorro-Premuzic, has it that according to research money and poor self awareness were some of the reasons we make bad job choices. So, for you, why did you take the job? And you’re the only one that knows if it’s a right reason or not.

2. Have you achieved what brought you there?

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This is linked with the first question. Someone might take a job for the money while another for the flexibility. If you can answer number one, then you can answer this too. If you have achieved it, great. If you have not, why?

3. What are the advantages of staying there?

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Be honest about this. Checkout this list on advantages of having a job and see if you’re getting any of these. Maybe you’re not yet ready to leave yet. What have you been enjoying in this job?

4. Why do you want to go?

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Hmmm… This is tough. Don’t just tell me I don’t feel fulfilled. Search deeply and know why. If it’s your behavior, you’re in for a big surprise. It’ll show up again.

When you become vision driven about your life, you don’t leave a job necessarily because of pay or a bad boss or some other reasons. You leave because you know deep inside you that it’s time… even when you’re offered promotion.

5. Where do you want to go to?

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I laugh. If you leave this job today, where is your next destination? I know you’re highly motivated and believe in yourself, but down the street, you need to know that it’s not as soft as the surface of the books you’ve read in your closet. So, where is your dream job? Where is your target?

6. What are you doing to prepare for that new place?

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Listen, Benjamin Franklin has a word for you: “By failing to prepare, you’re preparing to fail.” Most times we keep looking at the future but forget that she comes daily.

As a student of Architecture, I know that if you design nicer buildings than Frank Lloyd Wright, and the laborers look at the blueprint for the next 200 years without working, all you’ll have is your grandson and family looking at the death certificates of the entire crew and nothing else.

Have you discovered that even folks without a supposedly defined future end up creating a great one because they acted in certain manners over time.

The future you see and the future you will see will be differentiated by one major thing: what you do with the time you see.

7. What if you leave?

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This answers the question, what is my plan B? Randy Pausch quipped:

Another way to be prepared is to think negatively. Yes, I’m a great optimist. but, when trying to make a decision, I often think of the worst case scenario. I call it ‘the eaten by wolves factor.’ If I do something, what’s the most terrible thing that could happen? Would I be eaten by wolves?…

Now let me say this, after reading this, some persons will leave. And please do, so long as you know who bears the risk. You know the time clock. It’s in you. When it rings, leave. Staying one more day can be disastrous.

8. What if you stay?

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If you’re here, stay. You can’t be in 8 and 9. Just a little advice: you can stay and give yourself a time frame like 6 months or one year while you keep considering your options and listening to your heart.

9. What have you helped the organization achieve?

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We don’t like this part. But remember that what goes around comes around. If you’ve enjoyed the pay make sure you’ve given quality value back. The question will now be: Can my boss recommend me?

Having a job is good. So many are looking for what you have. But you’re not them. You’re you. Thus, take your time. Reminisce over it. And then act.